These are the terms of use of WEEKLINE INVESTMENT AND TRADING COMPANY LIMITED with its corporate office, 23, II Floor, North West Avenue, Club Road West Punjabi Bagh Delhi West Delhi DL 110026 IN.

Thank you for visiting our App. These Terms outline the usage policy governing this App and WEEKLINE INVESTMENT AND TRADING COMPANY LIMITED technology-based services which enable Loan lending transactions. By visiting the App,you agree to be bound by the terms and conditions of this policy. If you do not wish to agree to these T&C( Terms Conditions), please do not use this App.

Refund/Return/ Cancellation Policy.
Currently we do not have refund cancellation policy.

1. COLLECTION OF INFORMATION
During your use of the ShinyRupee Platform, we will collect information and data including but not limited to your personal information and sensitive personal information / data (“SPD & I”) as defined under the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011. You hereby provide us explicit consent to collect the following data from you as a data provider which also includes SPD & I:

1.11 Assist our business partners in facilitating and delivering services to you, process payments and your applications, communicate with you about products, services and promotional offers;

1.12 Respond to queries, or requests submitted by you, and resolve your grievances/issues/problems with any services supplied to you;

1.13 Administer or otherwise carry out our obligations in relation to any agreement with our business partners;

1.14 Send you information about special promotions or offers. We might also tell you about new features or products/services. These might be our own offers or products/services, or third-party offers or products/services with whom Mobile Loans has a tie - up;

1.15 Use your information for internal analysis and to provide you with location-based services, such as advertising, search results, and other personalized content;

1.16 Conduct data analysis in order to improve the Services provide;

1.17 In the event You have registered Your phone number on the 'Do Not Disturb' registers with Your network provider, You shall ensure to take all steps to enable the Company’s representative’s to contact You via phone to provide details about different financial products and You shall ensure that such calls received by You are pursuant to You providing Us with information and You shall not register a compliant with the relevant authorities for the same;

1.18 I hereby give my free consent and authorize [WEEKLINE INVESTMENT AND TRADING COMPANY LIMITED] and its service provider by providing my personal information to obtain my Credit Information Report and Credit Score from Equifax Credit Information Services Pvt. Ltd. for the purpose of risk assessment and credit underwriting and not for any other purposes.

As detailed above, we also collect your personal information, including financial information, from the registration or other completed forms / questionnaires that You provide to Us. We will also receive your personal information, including financial information, from documents that you may provide to Us and/or from documents like the credit report that You authorize Us to obtain on Your behalf from credit information companies.

The information We collect about You will depend on the products and services we offer, on an ongoing basis. The information collected from You will be used in order to effectively provide Services to You. If You do not allow Us to collect all the information We request, We may not be able to deliver all of these services effectively. You hereby provide us explicit consent to use the data specified above as per the terms of this Policy.

1.2. USE OF INFORMATION
You hereby provide explicit consent to Us for the use of Your information (including SPD & I) provided by You to Us (as specified above) and to share such information with third parties for the following purposes:

1.21 Monitor, improve and administer our ShinyRupee Platform;

1.22 Manage our risks including the risk of fraud that may be committed against us or our partners;

1.23 Analyze how the ShinyRupee Platform is used, diagnose service or technical problems and maintain security;

1.24 Send communications notifications, information regarding the products or services requested by You or process queries and applications that you have made on the Website, including marketing and promotion of our Services or our ShinyRupee Platform by way of tele-messages or emails or calls;

1.25 Manage our relationship with you and provide You with or inform you about other products or services we think you might find of some use;

1.26 Conduct data analysis in order to improve the Services provide.

1.3 STORAGE AND SECURITY OF INFORMATION
In order to complete the loan application successfully we require the storage information permission that allows the App to enable you to upload photos or documents.
We adopt multiple safeguards to protect the security of the information and data provided by You, some of the safeguards We use are firewalls and data encryption using SSL, and information access authorization controls.

We use reasonable safeguards to preserve the integrity and security of Your information against loss, theft, unauthorized access, disclosure, reproduction, use or amendment. To achieve the same, We use reasonable security practices and procedures as mandated under applicable laws for the protection of Your information. Information You provide to Us may be stored on Our secure servers located within or outside India. However, You understand and accept that there’s no guarantee that data transmission over the Internet will be completely secure and that any information that You transmit to Us is at Your own risk. We assume no liability for any disclosure of information due to errors in transmission, unauthorized third-party access to our Platform and data bases or other acts of third parties, or acts or omissions beyond Our reasonable control and You shall not be entitled to hold ShinyRupee responsible for any breach of security.

1.4 PHISHING
"Phishing" usually occurs when users of a website are induced by an individual/entity into divulging sensitive personal data by using fraudulent websites and/ or e-mail addresses. In the event of You providing information to a website or responding to an e-mail which does not belong to Us or is not connected with Us in any manner, You will be a victim of Phishing. We do not send e-mails requesting a user for payment information, user name or passwords. However, We may verify the user name, password etc. provided by You from time to time.

2.No portion of this website may be copied in any manner whatsoever.

3.This Website is for informational purposes only and provides details about WEEKLINE INVESTMENT AND TRADING COMPANY LIMITED Dand its offerings.

4.While every attempt has been made to update the Website with latest information monied WEEKLINE INVESTMENT AND TRADING COMPANY LIMITED does not warrant or represent that the information on the Website will be complete correct and accurate at all times.

5.Only registered users shall be allowed to conduct transactions on the website. The terms for such transactions shall be as agreed with each user.

6.Persons under the age of 18 are not permitted to engage with this website or call for any services/loans through this website.

7.You agree to protect, defend and indemnify us and hold us and our representatives harmless from and against any and all claims, damages, costs and expenses, arising from or related to your access and use of the App in violation of these T&C and/or your infringement, or infringement by any other user of your Account, of any intellectual property or other right of anyone.

8.WEEKLINE INVESTMENT AND TRADING COMPANY LIMITED( ShinyRupee ) shall not be liable for any Direct, Indirect, Punitive Incidental, Special/ Consequential damages for any damages whatsoever including, without limitation, damages for loss of use, data / profits arising out of any way connected with the access/use/ Performance of this APP's Function Features Interruptions, Delay etc.

9.These T&C shall apply when you complete the authentication process and create an account and shall remain valid and binding on you for so long as you maintain the Account.

10.Your Use of this site and any t& c related to this site are subject to laws of India.

11.Courts of Delhi have exclusive Jurisdiction of dealing with all disputes arising from use of this site.

In regarding to this User Agreement, I consent to the NBFC/Platform accessing, viewing, using, and storing my credit information in their process of decision making for my loan application.